Take Advantage of the USDA No Money Down Loan

To see if you qualify simply complete the secure online form and one of our Loan Officers will contact you. We provide Conventional, FHA and other loan types as well.


USDA loans are mortgages backed the U.S. Department of Agriculture as part of its USDA Rural Development Guaranteed Housing Loan program. USDA loans are available to home buyers with low-to-average income for their area, offer 100% financing with reduced mortgage insurance premiums, and feature below-market mortgage rates

Apply Online

Polaris Home Funding Corp

 

HOME LOANS CLOSED AT WARP SPEED!

"We close loans fast". Best Rate + Low Close Costs! 
Please call us at (740) 314-5324 or Complete our Quick App! 

We are the #1 Lender for USDA Loans in the State of Ohio. 
As a Professional Mortgage Lender and Adviser, We will stick with it for as long as it takes with patience and perseverance. In today's market, perseverance is more important than ever. You need someone to stay by your side throughout this important financial process. We have the resolve and determination to see you through to the realization of your financial dreams and goals.

Our company is based in Granville Ohio with an Office in Steubenvile Ohio also. We provide all types of home loans as well as credit restoration services. Our service areas are all of Ohio and West Virginia. Successfully providing loans in Steubenville, Wintersville, St. Clairsville Ohio and surrounding communities of Weirton, Wheeling, Moundsville, and Morgantown, West Virginia.

 

Polaris Customer Reviews

We are thankful for our exceptional client reviews.
Click the button below to read reviews from around the web.
If you are a Polaris customer, do not forget to post your own!

Thank You
Jeff Aulet

Read Polaris Reviews

Get in Touch With Us

Our Loan Officers can answer all your questions and walk you through your mortgage options.

Get A Consultation

WHY CHOOSE US? BECAUSE WE ARE APPROVED FHA/VA LENDERS!!!
You can expect nothing less than impeccable professionalism. As a Professional Mortgage Lender and Adviser, We can guarantee you a worry-free transaction. 

We are professionally trained, knowledgeable and dedicated to bringing you quality mortgage services. You can count on us to give you the necessary knowledge and guidance and the best service available.

Down Payment

We are still offering a no-money-down loan. Your down payment can range from 0%.

Credit Score

We offer free credit restoration you help you get in position to purchase your dream home. Good credit score, bad credit; give a call we can help.

Employment History

We like to see a two-year employment history, but we are flexible with this.

Debt-to-Income Ratio

We are more lenient than any bank when it comes to DTI. 


All about Customer Service

Going through Polaris mortgage had to have been the best decis

All about Customer Service

Going through Polaris mortgage had to have been the best decision we have ever made! Buying a home was alot more confusing and complicated than we could have ever imagined, but with the guidance of our loan representative, Mr. Matthew Day, we were closing on the house after only 21 days! All of our communication was over the phone, but Mr. Day was so helpful to explaining everything in a way that we could understand and getting back to us quickly. He made buying a house a cake walk for us! I would highly recommend going through him and this mortgage company!

 

Ron Sczruba

    Posted on: 1/15/2019 Click here to view detail

First Time Home-Buyers

First Time Home-Buyers

Meet Scott Puscas and Stephanie Stead. Today they became first time homebuyers! In January 2017, they went into contract to buy the perfect home only to find out in March that their lender would not be able to do the loan. They were devastated to say the least. However, we took over the file in March and closed the loan 3 weeks later! Thank you Scott and Stephanie for allowing us to assist with your new home purchase and for never giving up! Thank you John Kazemka for all of your hard work and for volunteering to personally help with the minor repair issues! You went above and beyond the call of duty. Enjoy your new home Scott and Stephanie! 

Martins Ferry, OH

Purchase

    Posted on: 1/16/2019 Click here to view detail

Scheel New Home

Congrats to Bill and Penny Scheel! We were able to close thei

Scheel New Home

Congrats to Bill and Penny Scheel! We were able to close their new home loan in just 3 weeks from start to finish! You both were outstanding to work with and hope you are settling into your new beautiful home!

Purchase

Toronto, OH

    Posted on: 1/16/2019 Click here to view detail

Congratulation to Family

Congratulation to Family

Congrats to the Kakasiks!! Your home is BEAUTIFUL!!!!! What a week for you guys! I am so excited for the whole family. A special congrats to Kara who is attending The Navy Academy on a track scholarship! We look forward to watching and rooting you on!! 
Thank you for trusting me with your mortgage needs!! 

Purchase

Weirton, WV

    Posted on: 1/16/2019 Click here to view detail

FHA Streamline Refinance

Did you know that if you currently have an FHA loan that you m

FHA Streamline Refinance

Did you know that if you currently have an FHA loan that you may qualify for an FHA Streamline Refinance? No appraisal or income docs needed and usually closes in just one week. We will pay any closing costs so you dont have to add anything to your current loan! Lower your rate and payment with this easy loan. Thank you to the Teppos that took advantage of this terrific money saver! Please call us today for a no obligation quote 740-314-5324.

 

Bridgeport, OH

Refinance

    Posted on: 1/16/2019 Click here to view detail

Our dedicated team

Jeffrey Aulet

Jeffrey Aulet
Mortgage Professional NMLS 231803

Matthew Day

    Matthew Day
    Mortgage Professional NMLS 1450171

    Mike Freshwater

      Mike Freshwater
      Mortgage Professional NMLS 231449

      Chris Day

        Chris Day
        Mortgage Professional NMLS 1559380

        Danielle Koehler

        Danielle Koehler
        Mortgage Professional NMLS 1849772

        Brittni Scott

          Brittni Scott
          Mortgage Professional NMLS 1246896

          Mona Ballard

            Mona Ballard
            Mortgage Professional NMLS 2078076

            Brian Murdock

              Brian Murdock
              Mortgage Professional NMLS 2009397

              Robert Stanko

                Robert Stanko
                Mortgage Professional NMLS 2066627

                Michael R. Freshwater

                  Michael R. Freshwater
                  Mortgage Professional NMLS 1877035


                  • Jeffrey M Aulet NMLS #231803,  Branch ID's NMLS #1152080, Branch NMLS #1689889, OH # LO.024852.000; WV # LO.23479
                  • Branch Phone (740) 314-5324. Home Loans and Refinancing for the States of Ohio, West Virginia And Pennsylvania
                  • Polaris Home Funding Corp. NMLS# 38072, Phone (616) 667-9000.
                  • Polaris Home Funding Corp. is not acting on behalf of or at the direction of HUD, FHA, USDA, or the federal government.
                  • NMLS® Consumer Access